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12 Tips When Considering a Major Relocation in Divorce

Candace E. Duecker, CFP®, CDFA®
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Divorce can cause some people to consider relocating. Here are some valuable tips to help you make an informed decision when thinking about making a major move to a new city and/or state:


1. Assess Your Needs and Preferences

Consider what's important to you in a city, such as job opportunities, cost of living, climate, cultural activities, or proximity to family and friends.


2. Research Job Markets

If employment is a factor, look into the job market of potential cities. Some cities are hubs for specific industries, so choose one that aligns with your career goals.


3. Evaluate Cost of Living

The cost of living can vary significantly between cities and states. Make sure you can afford the lifestyle you want in the new location. Look at housing costs, taxes, healthcare, and daily expenses.


4. Check Climate and Weather

Weather can affect your lifestyle and comfort. Whether you prefer warm, sunny climates or enjoy four distinct seasons, consider what you'll be comfortable living with year-round.


5. Consider Education Systems

If you have children, the quality of local schools will be a significant consideration: research school districts and educational opportunities in the area.


6. Explore Transportation Options

Consider the ease of transportation, including public transit options, commute times, and the walkability of neighborhoods.


7. Look into Safety and Crime Rates

Investigate the safety of potential neighborhoods. Check crime rates and contact residents or local law enforcement for firsthand information.


8. Visit Before Relocating

Visit the city and state before moving. Explore different neighborhoods, talk to locals, and get a feel for the daily life there.


9. Cultural and Social Scene

Think about what you like to do in your free time. Look for a city that matches your social and cultural interests, from restaurants and nightlife to museums and parks.


10. Healthcare Facilities

Access to quality healthcare can be crucial, especially if you have specific medical needs. Look into the hospitals and healthcare services available in the area.


11. Community and Demographics

Consider whether you want to live in a diverse community, the demographic trends, and if the community welcomes newcomers.


12. Future Growth

Research the city's potential for future growth. A growing city can offer more opportunities but might also mean higher future costs.


Considering these factors should give you a clearer picture of where and why you might want to relocate.


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